GrowthJar Privacy Policy

Effective date: 4 October 2026
Last updated: 4 October 2026
Developer: BTR Digital
Contact: privacy@growthjar.co.uk

Summary

GrowthJar is a pocket money learning app for families. It helps children understand earning, saving, and delayed gratification by tracking chores, deposits, and "planted" coins that grow over time.

GrowthJar is an educational tracker. It is not a bank, does not hold money, does not transfer money, and does not provide financial services.

GrowthJar is designed to be private by default:

• No accounts
• No advertising
• No analytics
• No tracking
• No third-party SDKs
• Core pocket money features work without an internet connection
• No family data sent to BTR Digital, advertisers, or analytics providers

All GrowthJar family data is stored locally on the device. The parent-only Family Unlock feature uses Apple's StoreKit service. StoreKit may contact Apple to load product and entitlement information and to purchase or restore Family Unlock. BTR Digital does not receive child profiles, ledger data, or deposit photos through StoreKit.

Information Stored In The App

GrowthJar stores only the information that a parent or child enters into the app:

• Parent name or nickname
• Child names or nicknames
• Child emoji avatars
• Job names, emoji, and reward amounts
• Money source labels, such as Gift, Birthday, or Allowance
• Transaction amounts and transaction history
• Deposit receipt photos, if a deposit photo is added
• Parent settings, such as growth rate, lockup period, sound preference, onboarding state, and active child selection
• Parent PIN hash and salt

The parent PIN itself is never stored. GrowthJar stores only a salted cryptographic hash used to check the PIN on the device.

App Store Privacy Label

GrowthJar does not collect data as Apple defines collection for App Store privacy labels, because the app does not transmit family data off the device in a way that makes it available to BTR Digital or an integrated third-party partner. Data processed only on the device is not collected for the label. Apple handles StoreKit and Apple backup data under Apple's own services and policies.

Information entered into GrowthJar is processed and stored locally on the device so the app can provide its core pocket money tracking features.

Photos And Camera

GrowthJar may ask to use the camera when a child or parent starts the deposit flow. The photo is used as a local receipt for coins or notes being added to the app.

The app does not upload or share deposit photos. Deposit photos are:

• Stored locally on the device
• Compressed before storage
• Never used for analytics, recognition, advertising, or tracking
• Deleted when a non-final child profile and its history are deleted, or when GrowthJar's on-device app data is removed by uninstalling the app

Individual ledger transactions cannot be deleted in GrowthJar v1. This preserves the audit trail and prevents one deletion from silently changing balances or breaking linked growth history.

If camera permission is declined, the camera-based deposit flow will not be available. Other GrowthJar features, such as jobs, approvals, child profiles, growth settings, and ledger history, can still be used.

Data Storage And Backups

GrowthJar stores app data locally using Apple's SwiftData framework. GrowthJar does not provide its own server, account system, remote database, cloud sync, analytics service, or backup service.

Depending on the user's iOS backup settings, Apple device backups or iCloud backups may include GrowthJar app data. Those backups are controlled by the user and Apple, not by GrowthJar.

Uninstalling GrowthJar removes its on-device app data. Apple-controlled backups may remain until the user deletes them through Apple. Restoring an earlier device backup may restore GrowthJar data that was present when that backup was made.

Data We Do Not Collect Or Access

GrowthJar does not collect, transmit, or have access to:

• Email addresses, unless you choose to contact support outside the app
• Phone numbers
• Physical addresses
• Advertising identifiers
• Device identifiers
• IP addresses
• Location data
• Contacts
• Browsing history
• Analytics or usage metrics
• Crash reports sent to GrowthJar
• Data from other apps

GrowthJar does not use App Tracking Transparency because it does not track users.

If you contact support by email, the information you choose to send leaves the app and is handled by your email provider and ours. This is a user-initiated email, not automatic app data collection. Do not include more personal information or screenshots than needed to answer your question.

Third-Party Services

The GrowthJar app includes no third-party SDKs, analytics tools, advertising networks, or crash reporting tools.

The app is built with Apple's native frameworks and services, including SwiftUI, SwiftData, LocalAuthentication, AVFoundation, PhotosUI, and StoreKit.

The app does not share family data with BTR Digital, advertisers, or analytics providers. Apple separately handles StoreKit transactions and any Apple device backups. Support email is handled by the sender's and recipient's email providers.

This Website

This website sets no cookies, runs no analytics, includes no third-party code, and makes no requests to any server other than the one that serves these pages. There is nothing to consent to, which is why there is no cookie banner.

Parental Controls

GrowthJar is designed for supervised family use.

Parent-facing features are protected by a parental gate. The parent area includes approval controls, child profile management, job setup, growth settings, source management, and the full ledger.

The parental gate uses:

• Face ID or Touch ID, when available
• The private parent PIN created during onboarding when biometrics are unavailable, cancelled, or fail
• A temporary lockout after repeated failed attempts

The parent PIN is the only fallback. No question, puzzle, or other shortcut opens the parent area.

Every child-initiated transaction starts as pending and requires parent approval before it affects the child's balance.

Children's Privacy

GrowthJar is designed for children and is intended for the Kids category on the App Store.

GrowthJar does not knowingly collect personal information from children online. The app does not transmit children's information off the device. It does not include advertising, analytics, social features, public profiles, user-generated content sharing, messaging, or external links on child-facing screens. GrowthJar v1 has no share button, share sheet, or export feature anywhere in the app, so the app does not send out a child's name, balance, or activity.

Parents control the information entered into the app. When a family has more than one child profile, a parent can delete a non-final child profile and its transaction history from within the parent area. GrowthJar requires one child profile to remain in the app.

Deleting Data

Individual ledger transactions cannot be deleted in GrowthJar v1. The ledger is an auditable history, and deleting one money movement could change balances or break the linked pair of entries that a planted coin creates.

Parents can remove GrowthJar data in these ways:

• When a family has more than one child profile, delete a non-final child profile. Deleting a non-final child profile removes that child's name, avatar, transactions, and receipt photos.
• Delete jobs from the parent area.
• Remove money sources from future use. Unused sources are deleted. Used money sources are hidden from future use but retained on historical transactions.
• Uninstall GrowthJar to remove its on-device app data. Apple-controlled backups may remain until the user deletes them through Apple.

GrowthJar requires one child profile to remain in the app. To remove the final child's data and all other on-device GrowthJar data, uninstall the app and manage any Apple-controlled backups separately.

GrowthJar has no account deletion process because GrowthJar has no accounts.

Changes To This Policy

If this privacy policy changes, the "Last updated" date will be changed and the revised policy will be published at the same privacy policy URL.

Contact

Questions about GrowthJar privacy can be sent to privacy@growthjar.co.uk.

GrowthJar is made by BTR Digital. It is not affiliated with any bank, financial institution, advertising network, or analytics provider.